{"id":2130,"date":"2026-03-24T14:41:49","date_gmt":"2026-03-24T13:41:49","guid":{"rendered":"https:\/\/www.aliancia.sk\/?p=1957"},"modified":"2026-06-16T16:55:51","modified_gmt":"2026-06-16T14:55:51","slug":"ked-dlznik-mlci-efektivne-pravne-riesenia-vymahania-pohladavok","status":"publish","type":"post","link":"https:\/\/www.aliancia.sk\/de\/ked-dlznik-mlci-efektivne-pravne-riesenia-vymahania-pohladavok","title":{"rendered":"Wenn der Schuldner schweigt: effektive Rechtsl\u00f6sungen zur Beitreibung von Forderungen"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2130\" class=\"elementor elementor-2130\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9dd1083 e-con-full e-flex e-con e-parent\" data-id=\"9dd1083\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a610132 e-flex e-con-boxed e-con e-child\" data-id=\"a610132\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2981782 elementor-widget elementor-widget-text-editor\" data-id=\"2981782\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.aliancia.sk\/\"><span class=\"crumb-link\">Domov<\/span><\/a><span class=\"crumb-dot\"> \u00b7<a href=\"https:\/\/www.aliancia.sk\/aktuality\"> Blog<\/a> \u00b7 <\/span><span class=\"crumb-link\" style=\"color: #ffffff;\">Ke\u010f dl\u017en\u00edk ml\u010d\u00ed: efekt\u00edvne pr\u00e1vne rie\u0161enia vym\u00e1hania poh\u013ead\u00e1vok<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3f7cd elementor-widget elementor-widget-heading\" data-id=\"1d3f7cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ke\u010f dl\u017en\u00edk ml\u010d\u00ed: efekt\u00edvne pr\u00e1vne rie\u0161enia vym\u00e1hania poh\u013ead\u00e1vok<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2845018 elementor-widget elementor-widget-text-editor\" data-id=\"2845018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>4. marca 2026<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8b75c52 e-con-full e-flex e-con e-parent\" data-id=\"8b75c52\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2cbae8e e-con-full e-flex e-con e-child\" data-id=\"2cbae8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-339fe52 elementor-widget elementor-widget-heading\" data-id=\"339fe52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">S\u00favisiace \u010dl\u00e1nky<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17509be elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"17509be\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:&quot;1055&quot;,&quot;columns&quot;:1,&quot;columns_tablet&quot;:1,&quot;_skin&quot;:&quot;post&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-1055\">.elementor-1055 .elementor-element.elementor-element-06a0992{--display:flex;--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% 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i{font-size:14px;}.elementor-1055 .elementor-element.elementor-element-1ec1fd7 .elementor-icon-list-icon svg{--e-icon-list-icon-size:14px;}.elementor-1055 .elementor-element.elementor-element-1ec1fd7 .elementor-icon-list-text, .elementor-1055 .elementor-element.elementor-element-1ec1fd7 .elementor-icon-list-text a{color:var( --e-global-color-a3dd2a5 );}.elementor-1055 .elementor-element.elementor-element-1ec1fd7 .elementor-icon-list-item{font-family:\"DM Sans\", Sans-serif;font-size:11px;font-weight:400;}.elementor-widget-theme-post-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-1055 .elementor-element.elementor-element-220dcf8 .elementor-heading-title{font-family:\"DM Sans\", Sans-serif;font-size:19px;font-weight:600;color:var( --e-global-color-ee02fd4 );}.elementor-widget-theme-post-excerpt{font-family:var( 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.elementor-element.elementor-element-ed20606{padding:0px 0px 0px 5px;}@media(max-width:1024px){.elementor-1055 .elementor-element.elementor-element-ed20606 .elementor-button{font-size:12px;padding:13px 50px 13px 50px;}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1055\" class=\"elementor elementor-1055 e-loop-item e-loop-item-1430 post-1430 post type-post status-publish format-standard has-post-thumbnail hentry category-nezaradene\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-06a0992 e-con-full e-flex elementor-invisible e-con e-parent\" data-id=\"06a0992\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t<div class=\"elementor-element elementor-element-e6e54b8 e-con-full e-flex e-con e-child\" data-id=\"e6e54b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aaf5f7e elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"aaf5f7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.aliancia.sk\/de\/ako-vam-vieme-pomoct-my-ako-advokati-aby-ste-splnili-poziadavky-noveho-zakona-o-odmenovani\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_2lih3e2lih3e2lih-1024x683.webp\" class=\"attachment-large size-large wp-image-2251\" alt=\"\" srcset=\"https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_2lih3e2lih3e2lih-1024x683.webp 1024w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_2lih3e2lih3e2lih-300x200.webp 300w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_2lih3e2lih3e2lih-768x512.webp 768w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_2lih3e2lih3e2lih.webp 1264w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<a class=\"elementor-element elementor-element-d97d1cc e-con-full e-flex e-con e-child\" data-id=\"d97d1cc\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/www.aliancia.sk\/de\/ako-vam-vieme-pomoct-my-ako-advokati-aby-ste-splnili-poziadavky-noveho-zakona-o-odmenovani\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ec1fd7 elementor-align-left elementor-widget elementor-widget-post-info\" data-id=\"1ec1fd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-50de43e elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>Juni 9, 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-220dcf8 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"220dcf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ako v\u00e1m vieme pom\u00f4c\u0165 my, ako advok\u00e1ti, aby ste splnili po\u017eiadavky nov\u00e9ho z\u00e1kona o odme\u0148ovan\u00ed ?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1586d82 elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"1586d82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tNov\u00e1 legislat\u00edva o rovnakom odme\u0148ovan\u00ed, ktor\u00e1 nadobudne \u00fa\u010dinnos\u0165 7. j\u00fana 2026, predstavuje pre zamestn\u00e1vate\u013eov z\u00e1sadn\u00fd posun od[...]\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed20606 elementor-widget elementor-widget-button\" data-id=\"ed20606\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u010c\u00edta\u0165 viac<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1055\" class=\"elementor elementor-1055 e-loop-item e-loop-item-1442 post-1442 post type-post status-publish format-standard has-post-thumbnail hentry category-nezaradene\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-06a0992 e-con-full e-flex elementor-invisible e-con e-parent\" data-id=\"06a0992\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t<div class=\"elementor-element elementor-element-e6e54b8 e-con-full e-flex e-con e-child\" data-id=\"e6e54b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aaf5f7e elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"aaf5f7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.aliancia.sk\/de\/ake-sankcie-a-pravne-nasledky-prinasa-novy-zakon-o-odmenovani-2\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_p6h38sp6h38sp6h3-1024x614.webp\" class=\"attachment-large size-large wp-image-2254\" alt=\"\" srcset=\"https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_p6h38sp6h38sp6h3-1024x614.webp 1024w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_p6h38sp6h38sp6h3-300x180.webp 300w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_p6h38sp6h38sp6h3-768x461.webp 768w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_p6h38sp6h38sp6h3.webp 1334w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<a class=\"elementor-element elementor-element-d97d1cc e-con-full e-flex e-con e-child\" data-id=\"d97d1cc\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/www.aliancia.sk\/de\/ake-sankcie-a-pravne-nasledky-prinasa-novy-zakon-o-odmenovani-2\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ec1fd7 elementor-align-left elementor-widget elementor-widget-post-info\" data-id=\"1ec1fd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-50de43e elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>Juni 9, 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-220dcf8 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"220dcf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ak\u00e9 sankcie a pr\u00e1vne n\u00e1sledky prin\u00e1\u0161a nov\u00fd z\u00e1kon o odme\u0148ovan\u00ed ?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1586d82 elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"1586d82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tZavedenie nov\u00e9ho z\u00e1kona o rovnakom odme\u0148ovan\u00ed od j\u00fana 2026 nie je len form\u00e1lnou legislat\u00edvnou zmenou, ale predstavuje [...]\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed20606 elementor-widget elementor-widget-button\" data-id=\"ed20606\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u010c\u00edta\u0165 viac<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-798137b e-con-full e-flex e-con e-child\" data-id=\"798137b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5935bb6 e-con-full e-flex e-con e-child\" data-id=\"5935bb6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1f777e elementor-widget elementor-widget-text-editor\" data-id=\"c1f777e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mo\u017eno pozn\u00e1te nasleduj\u00facu situ\u00e1ciu: mali ste kamar\u00e1ta, po\u017ei\u010dali ste mu peniaze, teraz nem\u00e1te ani kamar\u00e1ta a\u00a0ani peniaze. Namiesto pe\u0148az\u00ed a\u00a0kamar\u00e1ta m\u00e1te len m\u00ednus v\u00a0rodinnom rozpo\u010dte. Na va\u0161e spr\u00e1vy v\u00a0ktor\u00fdch ho \u017eiadate o\u00a0vr\u00e1tenie pe\u0148az\u00ed v\u00e1m nikto neodpoved\u00e1 a\u00a0telef\u00f3n v\u00e1m u\u017e t\u00fd\u017edne nezdvihol. Ak ho stretnete osobne prich\u00e1dzaj\u00fa v\u00fdhovorky \u201eu\u017e to zaplat\u00edm\u201c, \u201e\u010dak\u00e1m na peniaze\u201c, \u201eve\u010der ti to po\u0161lem\u201c. Toto je \u010dast\u00fd za\u010diatok boja o\u00a0svoje peniaze, ktor\u00fd sa v\u00a0pr\u00e1vnom prostred\u00ed naz\u00fdva vym\u00e1hanie poh\u013ead\u00e1vok. V\u00a0tomto \u010dl\u00e1nku sa zameriame na vym\u00e1hania poh\u013ead\u00e1vok od fyzick\u00fdch os\u00f4b a\u00a0n\u00e1sledne v\u00e1m prinesieme pokra\u010dovanie zameran\u00e9 na pr\u00e1vnick\u00e9 osoby.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Aby sme sa v\u00a0\u010fal\u0161om texte nestratili, mus\u00edme si objasni\u0165 nasleduj\u00face pr\u00e1vne term\u00edny: T\u00fdm, \u017ee niekomu po\u017ei\u010diate peniaze, vznik\u00e1 medzi vami <strong>z\u00e1v\u00e4zkov\u00fd vz\u0165ah,<\/strong> (pr\u00e1vny vz\u0165ah, z ktor\u00e9ho verite\u013eovi vznik\u00e1 pr\u00e1vo na plnenie (poh\u013ead\u00e1vka) od dl\u017en\u00edka a dl\u017en\u00edkovi vznik\u00e1 povinnos\u0165 splni\u0165 z\u00e1v\u00e4zok). Vy ako osoba, ktor\u00e1 peniaze po\u017ei\u010diava ste <strong>Verite\u013eom<\/strong> a\u00a0osoba, ktor\u00e1 peniaze prij\u00edma je <strong>Dl\u017en\u00edkom<\/strong>. Ako verite\u013e m\u00e1te vo\u010di dl\u017en\u00edkovi Poh\u013ead\u00e1vku, teda pr\u00e1vny n\u00e1rok verite\u013ea na pe\u0148a\u017en\u00e9 plnenie zo strany dl\u017en\u00edka.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p><strong>Aby to bolo \u00faplne jasn\u00e9 bez odborn\u00e9ho jazyka: po\u017ei\u010dali ste niekomu peniaze \u2014 on v\u00e1m ich mus\u00ed vr\u00e1ti\u0165 a vy m\u00e1te pr\u00e1vo ich od neho po\u017eadova\u0165. V\u00a0\u010fal\u0161om texte budeme pou\u017e\u00edva\u0165 pojmy verite\u013e a\u00a0dl\u017en\u00edk. Proces, ak\u00fdm sa z\u00edskavaj\u00fa peniaze sp\u00e4\u0165 sa naz\u00fdva \u201evym\u00e1hanie poh\u013ead\u00e1vok\u201c.<\/strong><\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Mnoh\u00ed veritelia v\u00e1haj\u00fa. D\u00e1vaj\u00fa \u010fal\u0161iu \u0161ancu, \u010dakaj\u00fa, veria, \u017ee platba predsa len pr\u00edde. \u010c\u00edm dlh\u0161ie sa v\u0161ak rie\u0161enie odklad\u00e1, t\u00fdm v\u00e4\u010d\u0161ie je riziko, \u017ee sa peniaze bud\u00fa vym\u00e1ha\u0165 \u0165a\u017e\u0161ie \u2013 alebo \u017ee sa ich u\u017e nepodar\u00ed z\u00edska\u0165 v\u00f4bec. Vym\u00e1hanie dlhu je tak jednoducho nevyhnutn\u00fd krok, ako si nastavi\u0165 jasn\u00e9 hranice a zabezpe\u010di\u0165, aby dohody platili a peniaze sa vr\u00e1tili tomu, komu v\u00a0skuto\u010dnosti patria. Spr\u00e1vne na\u010dasovan\u00fd a systematick\u00fd postup dok\u00e1\u017ee v\u00fdrazne zv\u00fd\u0161i\u0165 \u0161ancu na v\u00e1\u0161 \u00faspech.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-33a0098 e-con-full e-flex e-con e-child\" data-id=\"33a0098\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55ee630 e-con-full e-flex e-con e-child\" data-id=\"55ee630\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fe2158 elementor-widget elementor-widget-text-editor\" data-id=\"6fe2158\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<!-- wp:paragraph --><!-- \/wp:paragraph --><!-- wp:heading -->\n<h2><strong>Postup, \u010do dodr\u017ea\u0165 pri p\u00f4\u017ei\u010dke alebo: ak u\u017e nie\u010do po\u017ei\u010diava\u0165, tak len \u201e\u010dierne na bielom\u201c <\/strong><\/h2>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Predt\u00fdm, ako v\u00f4bec d\u00f4jde k vzniku poh\u013ead\u00e1vky, je v ruk\u00e1ch verite\u013ea najsilnej\u0161\u00ed n\u00e1stroj \u2014 starostliv\u00e1 pr\u00edprava. Plat\u00ed to najm\u00e4 pri osobn\u00fdch p\u00f4\u017ei\u010dk\u00e1ch medzi fyzick\u00fdmi osobami, kde sa \u010dasto postupuje na z\u00e1klade \u00fastnej dohody a vz\u00e1jomnej d\u00f4very. Tak\u00e1to d\u00f4vera je \u013eudsky pochopite\u013en\u00e1, no po pr\u00e1vnej str\u00e1nke v\u00e1m neposkytuje \u017eiadnu ochranu ani z\u00e1ruku, \u017ee svoje peniaze e\u0161te niekedy uvid\u00edte. Zapam\u00e4tajte si, \u017ee nikdy a za \u017eiadnych okolnost\u00ed peniaze nepo\u017ei\u010diavajte bez toho, aby ste mali sp\u00edsan\u00fa zmluvu o\u00a0p\u00f4\u017ei\u010dke, uznanie dlhu, not\u00e1rsku z\u00e1pisnicu, \u010di len jednoduch\u00fd text v\u00a0pozn\u00e1mke pri prevode pe\u0148az\u00ed \u201e<strong>kr\u00e1tkodob\u00e1 p\u00f4\u017ei\u010dka<\/strong>\u201c.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3>1.<strong>Zoznam dl\u017en\u00edkov, resp. Register poveren\u00ed na vykonanie exek\u00facie<\/strong><a href=\"\/#_msoanchor_1\">[<\/a><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Ako \u00faplne prv\u00fd krok si osobu, ktorej chcete peniaze po\u017ei\u010da\u0165 preverte. Informujte sa o\u00a0danej osobe vo svojom okol\u00ed pr\u00edpadne si ju preverte v\u00a0<a href=\"https:\/\/obcan.justice.sk\/pilot\/poverenia\/\">registri poveren\u00ed na vykonanie exek\u00facie<\/a>, \u013eudovo naz\u00fdvan\u00fd aj ako \u201eregister exek\u00faci\u00ed alebo zoznam exek\u00faci\u00ed\u201c. Uvedomte si, \u017ee ak po\u017ei\u010diate peniaze niekomu, kto m\u00e1 jednu alebo viacero exek\u00faci\u00ed je ve\u013ek\u00e1 \u0161anca, \u017ee svoje peniaze u\u017e nikdy neuvid\u00edte a\u00a0doty\u010dn\u00e1 osoba bude aj va\u0161\u00edm \u201eve\u010dn\u00fdm dl\u017en\u00edkom\u201c.<a href=\"\/#_msocom_1\">[<\/a><\/p>\n<!-- \/wp:paragraph --><!-- wp:separator --><hr class=\"wp-block-separator\" \/><!-- \/wp:separator --><!-- wp:heading {\"level\":3} -->\n<h3><strong>2. Zmluva o p\u00f4\u017ei\u010dke<\/strong><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p><strong>Pod\u013ea n\u00e1\u0161ho n\u00e1zoru je <\/strong>najd\u00f4le\u017eitej\u0161\u00edm krokom pri po\u017ei\u010diavan\u00ed pe\u0148az\u00ed uzavretie p\u00edsomnej zmluvy o p\u00f4\u017ei\u010dke. Jej podstatou je z\u00e1v\u00e4zok verite\u013ea odovzda\u0165 dl\u017en\u00edkovi ur\u010dit\u00fa sumu pe\u0148az\u00ed a z\u00e1v\u00e4zok dl\u017en\u00edka vr\u00e1ti\u0165 po uplynut\u00ed dohodnutej doby finan\u010dn\u00e9 prostriedky v rovnakej v\u00fd\u0161ke. <strong>Hoci z\u00e1kon nevy\u017eaduje p\u00edsomn\u00fa formu pri ka\u017edej p\u00f4\u017ei\u010dke, jej absencia je v praxi zdrojom mnoh\u00fdch sporov \u2014 bez p\u00edsomn\u00e9ho dokladu sa st\u00e1va \u0165a\u017eko preuk\u00e1zate\u013en\u00fdm samotn\u00fd fakt, \u017ee k p\u00f4\u017ei\u010dke v\u00f4bec do\u0161lo<\/strong>. \u010c\u00edm podrobnej\u0161ia zmluva, t\u00fdm menej priestoru pre neskor\u0161ie spory o tom, \u010do bolo \u010di nebolo dohodnut\u00e9. <strong>Zmluva o p\u00f4\u017ei\u010dke nadob\u00fada platnos\u0165 a\u017e odovzdan\u00edm pe\u0148az\u00ed<\/strong> \u2014 nesta\u010d\u00ed ju len podp\u00edsa\u0165. Samotn\u00fd podpis zmluvy teda e\u0161te nezaklad\u00e1 z\u00e1v\u00e4zok; ten vznik\u00e1 a\u017e v momente, ke\u010f verite\u013e preuk\u00e1\u017ee, \u017ee peniaze skuto\u010dne odovzdal.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p><strong>Ako preuk\u00e1za\u0165 odovzdanie pe\u0148az\u00ed pri p\u00f4\u017ei\u010dke ?<\/strong><\/p>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul>\n<li>Bankov\u00fd prevod s\u00a0pozn\u00e1mkou pre pr\u00edjemcu ako napr. \u201ep\u00f4\u017ei\u010dka\u201c.<\/li>\n<li>Svedok pr\u00edtomn\u00fd pri odovzdan\u00ed hotovosti, ktor\u00fd vie potvrdi\u0165 sumu, miesto a \u010das odovzdania.<\/li>\n<li>P\u00edsomn\u00e9 potvrdenie dl\u017en\u00edka o prevzat\u00ed sumy.<\/li>\n<li>Komunik\u00e1cia cez SMS, e-mail alebo chatovacie aplik\u00e1cie, z ktorej je zrejm\u00e1 toto\u017enos\u0165 str\u00e1n a skuto\u010dnos\u0165 odovzdania pe\u0148az\u00ed (pre istotu si v\u017edy tak\u00fato konverz\u00e1ciu z\u00e1lohujte alebo si spravte print-screen obrazovky, ktor\u00fd n\u00e1sledne viete pou\u017ei\u0165 ako d\u00f4kaz).<\/li>\n<li>\u00a0<\/li>\n<\/ul>\n<!-- \/wp:list --><!-- wp:paragraph -->\n<p><strong>\u010co ako d\u00f4kaz nesta\u010d\u00ed:<\/strong><\/p>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul>\n<li>Potvrdenie o v\u00fdbere z bankomatu z d\u0148a zhodn\u00e9ho s d\u0148om odovzdania p\u00f4\u017ei\u010dky.<\/li>\n<li>Vyhl\u00e1senie priamo v zmluve o p\u00f4\u017ei\u010dke, \u017ee k odovzdaniu pe\u0148az\u00ed do\u0161lo pri jej podpise. Slovensk\u00e9 s\u00fady dlhodobo zast\u00e1vaj\u00fa n\u00e1zor, \u017ee samotn\u00e9 podp\u00edsanie zmluvy obsahuj\u00facej text, ktor\u00fdm dl\u017en\u00edk potvrdzuje prevzatie sumy, nie je dostato\u010dn\u00fdm d\u00f4kazom o tom, \u017ee k odovzdaniu pe\u0148az\u00ed skuto\u010dne do\u0161lo. Ak t\u00fato skuto\u010dnos\u0165 ni\u010d in\u00e9 nepreukazuje, s\u00fad nem\u00f4\u017ee dospie\u0165 k z\u00e1veru, \u017ee peniaze boli skuto\u010dne po\u017ei\u010dan\u00e9 <em>(Krajsk\u00fd s\u00fad Pre\u0161ov, sp. zn. 9Co\/26\/2019, rozsudok z 30. 5. 2019)<\/em>.<\/li>\n<li>\u00a0<\/li>\n<\/ul>\n<!-- \/wp:list --><!-- wp:heading {\"level\":3} -->\n<h3><strong>3. Zmluva o \u00favere ako alternat\u00edva k p\u00f4\u017ei\u010dke<\/strong><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Ak chcete ma\u0165 istotu, \u017ee z\u00e1v\u00e4zok vznikne u\u017e podpisom zmluvy \u2014 bez oh\u013eadu na to, \u010di ste peniaze fyzicky odovzdali \u2014 zv\u00e1\u017ete namiesto zmluvy o p\u00f4\u017ei\u010dke uzatvori\u0165 zmluvu o \u00favere pod\u013ea Obchodn\u00e9ho z\u00e1konn\u00edka. Ide o konsenzu\u00e1lny kontrakt, \u010do znamen\u00e1, \u017ee z\u00e1v\u00e4zok vznik\u00e1 dohodou str\u00e1n, nie a\u017e odovzdan\u00edm pe\u0148az\u00ed. Praktick\u00e1 v\u00fdhoda je z\u00e1sadn\u00e1: ak dl\u017en\u00edk nesk\u00f4r za\u010dne tvrdi\u0165, \u017ee peniaze nedostal, vy sa m\u00f4\u017eete oprie\u0165 o platn\u00fa zmluvu \u2014 bez potreby dokazova\u0165 re\u00e1lne odovzdanie. Aby sa zmluva riadila Obchodn\u00fdm z\u00e1konn\u00edkom, sta\u010d\u00ed, ak si to strany v\u00fdslovne dojednaj\u00fa priamo v zmluve \u2014 napr\u00edklad vetou: <em>\u201eZmluvn\u00e9 strany sa dohodli, \u017ee tento z\u00e1v\u00e4zkov\u00fd vz\u0165ah sa riadi Obchodn\u00fdm z\u00e1konn\u00edkom.&#8220;<\/em><\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3><strong>4. Uznanie dlhu<\/strong><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Na\u0161im \u010fal\u0161\u00edm odpor\u00fa\u010dan\u00edm je sp\u00edsa\u0165 uznanie dlhu zn\u00e1me aj ako \u201edl\u017eobn\u00fd \u00fapis\u201c (<a href=\"https:\/\/www.slov-lex.sk\/ezbierky\/pravne-predpisy\/SK\/ZZ\/1964\/40\/#paragraf-558.nadpis\">uznanie dlhu<\/a>). Ide o p\u00edsomn\u00e9 vyhl\u00e1senie dl\u017en\u00edka, v ktorom uzn\u00e1va existenciu svojho z\u00e1v\u00e4zku, jeho v\u00fd\u0161ku a zav\u00e4zuje sa ho splni\u0165. Taktie\u017e sa predl\u017euje preml\u010dacia doba z\u00a0troch na desa\u0165 rokov.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3><strong>5. Not\u00e1rska z\u00e1pisnica s dolo\u017ekou vykonate\u013enosti<\/strong><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Z\u00a0n\u00e1\u0161ho poh\u013eadu najefekt\u00edvnej\u0161\u00edm n\u00e1strojom v ruk\u00e1ch verite\u013ea je not\u00e1rska z\u00e1pisnica. Jej k\u013e\u00fa\u010dov\u00e1 v\u00fdhoda spo\u010d\u00edva v tom, \u017ee z\u00e1pisnica sama o sebe predstavuje exeku\u010dn\u00fd titul \u2014 ak dl\u017en\u00edk nespln\u00ed povinnos\u0165 v lehote, verite\u013e m\u00f4\u017ee okam\u017eite poda\u0165 n\u00e1vrh na exek\u00faciu bez ak\u00e9hoko\u013evek s\u00fadneho konania. Odpad\u00e1 cel\u00e1 f\u00e1za sporov\u00e9ho konania a \u010dakania na rozsudok.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3><strong>6. Odovzdanie pe\u0148az\u00ed pred svedkami<\/strong><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Ak sa p\u00f4\u017ei\u010dka uskuto\u010d\u0148uje v hotovosti a nie je mo\u017en\u00e9 vyhotovi\u0165 p\u00edsomn\u00fa zmluvu alebo dl\u017en\u00edcky \u00fapis, odpor\u00fa\u010dame zabezpe\u010di\u0165 pr\u00edtomnos\u0165 aspo\u0148 dvoch d\u00f4veryhodn\u00fdch svedkov pri odovzdan\u00ed pe\u0148az\u00ed. Svedkovia m\u00f4\u017eu v pr\u00edpade s\u00fadneho sporu vypoveda\u0165 o skuto\u010dnosti, \u017ee k odovzdaniu pe\u0148az\u00ed skuto\u010dne do\u0161lo, o v\u00fd\u0161ke sumy a podmienkach p\u00f4\u017ei\u010dky, tak ako im boli tlmo\u010den\u00e9.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3><strong>7. E-mail, SMS a spr\u00e1vy z aplik\u00e1ci\u00ed ako d\u00f4kaz pred s\u00fadom<\/strong><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>V situ\u00e1cii, ke\u010f nedisponujete p\u00edsomne uzatvorenou zmluvou o\u00a0p\u00f4\u017ei\u010dke \u010di o \u00favere, m\u00f4\u017ee by\u0165 elektronick\u00e1 komunik\u00e1cia cenn\u00fdm d\u00f4kazn\u00fdm prostriedkom v\u00a0r\u00e1mci s\u00fadneho konania. E-maily, SMS spr\u00e1vy alebo spr\u00e1vy z aplik\u00e1ci\u00ed ako WhatsApp \u010di Messenger, z obsahu ktor\u00fdch jednozna\u010dne vypl\u00fdva, \u017ee bol uzatvoren\u00fd z\u00e1v\u00e4zok a peniaze boli po\u017ei\u010dan\u00e9, m\u00f4\u017ee s\u00fad akceptova\u0165 ako d\u00f4kaz o existencii poh\u013ead\u00e1vky. K\u013e\u00fa\u010dov\u00e9 je, aby z komunik\u00e1cie jasne vypl\u00fdvalo:<\/p>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul>\n<li>kto komu po\u017ei\u010dal,<\/li>\n<li>ak\u00e1 suma bola poskytnut\u00e1,<\/li>\n<li>za ak\u00fdch podmienok<\/li>\n<li>do kedy m\u00e1 by\u0165 vr\u00e1ten\u00e1.<\/li>\n<\/ul>\n<!-- \/wp:list --><!-- wp:paragraph -->\n<p>Za \u201enajsilnej\u0161\u00ed\u201c d\u00f4kaz je mo\u017en\u00e9 pova\u017eova\u0165 online komunik\u00e1ciu v\u00a0r\u00e1mci, ktorej dl\u017en\u00edk s\u00e1m v spr\u00e1ve v\u00fdslovne <strong>potvrd\u00ed prijatie pe\u0148az\u00ed ako p\u00f4\u017ei\u010dky<\/strong> a zavia\u017ee sa ich vr\u00e1ti\u0165 v konkr\u00e9tnom term\u00edne. Treba v\u0161ak po\u010d\u00edta\u0165 st\u00fdm, \u017ee elektronick\u00e1 komunik\u00e1cia je slab\u0161\u00edm d\u00f4kazom ako p\u00edsomn\u00e1 zmluva, a\u00a0to z\u00a0d\u00f4vodu, \u017ee s\u00fad mus\u00ed pos\u00fadi\u0165 jej pravos\u0165, celistvos\u0165 a jednozna\u010dnos\u0165 obsahu. Dl\u017en\u00edk m\u00f4\u017ee namieta\u0165, \u017ee spr\u00e1vy boli vytrhnut\u00e9 z kontextu alebo \u017ee ne\u0161lo o p\u00f4\u017ei\u010dku, ale napr\u00edklad o dar. Preto komunik\u00e1ciu uchov\u00e1vajte v p\u00f4vodnej forme vr\u00e1tane metad\u00e1t (d\u00e1tum, \u010das, odosielate\u013e) a zhotovte jej z\u00e1lohu na inom zariaden\u00ed alebo v cloude.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3><strong>8. Postup pri bankovom prevode p\u00f4\u017ei\u010dky <\/strong><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Ak peniaze posielate bankov\u00fdm prevodom, v\u017edy do kol\u00f3nky \u201einform\u00e1cie pre pr\u00edjemcu\u201c uve\u010fte:<\/p>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul>\n<li>\u201ekr\u00e1tkodob\u00e1 p\u00f4\u017ei\u010dka\u201c,<\/li>\n<li>\u201ep\u00f4\u017ei\u010dka so splatnos\u0165ou do [d\u00e1tum]\u201c<\/li>\n<li>alebo \u201epo\u017ei\u010dan\u00e9 do konca mesiaca\u201c<\/li>\n<\/ul>\n<!-- \/wp:list --><!-- wp:heading {\"level\":3} -->\n<h3><strong>Z\u00e1ver<\/strong><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Vym\u00e1hanie poh\u013ead\u00e1vok je z\u00e1konn\u00fd a legit\u00edmny n\u00e1stroj ochrany pr\u00e1v verite\u013ea. K\u013e\u00fa\u010dom k \u00faspechu je r\u00fdchla reakcia &#8211; nem\u00f4\u017eete \u010daka\u0165 t\u00fd\u017edne a\u017e mesiace, d\u00f4sledn\u00e1 pr\u00edprava podkladov e\u0161te pred odoslan\u00edm pe\u0148az\u00ed a\u00a0spr\u00e1vne zvolen\u00e1 taktika pred sudom.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Cel\u00fd proces spravidla zah\u0155\u0148a:<\/p>\n<!-- \/wp:paragraph --><!-- wp:list {\"ordered\":true} -->\n<ol>\n<li>prevenciu v podobe napr\u00edklad p\u00edsomn\u00e9ho dl\u017en\u00edckeho \u00fapisu,<\/li>\n<li>pred\u017ealobn\u00fa v\u00fdzvu,<\/li>\n<li>v naliehav\u00fdch pr\u00edpadoch nariadenie neodkladn\u00e9ho opatrenia,<\/li>\n<li>podanie n\u00e1vrhu na vydanie platobn\u00e9ho rozkazu v upom\u00ednacom konan\u00ed,<\/li>\n<li>\u00a0v pr\u00edpade potreby aj exeku\u010dn\u00e9 konanie.<\/li>\n<\/ol>\n<!-- \/wp:list --><!-- wp:paragraph -->\n<p>Pr\u00e1vne zast\u00fapenie \u2013 nielen pri zabezpe\u010den\u00ed \u201ebezpe\u010dnej\u201c p\u00f4\u017ei\u010dky fyzickej osobe, ale aj v procese vym\u00e1hania poh\u013ead\u00e1vky s\u00fadnou cestou \u2013 V\u00e1m pom\u00f4\u017ee minimalizova\u0165 rizik\u00e1 a predch\u00e1dza\u0165 procesn\u00fdm chyb\u00e1m. Zabezpe\u010d\u00ed sa t\u00fdm aj to, aby boli uplatnen\u00e9 v\u0161etky n\u00e1roky vr\u00e1tane pr\u00edslu\u0161enstva, trov konania \u010di trov exek\u00facie.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Mo\u017eno ste sa u\u017e stretli s latinsk\u00fdm cit\u00e1tom <em>\u201eSi vis pacem, para bellum&#8220;<\/em> \u2013 ak chce\u0161 mier, pripravuj sa na vojnu. Pod\u013ea n\u00e1\u0161ho n\u00e1zoru je v tomto cit\u00e1te obsiahnut\u00e1 podstata cel\u00e9ho probl\u00e9mu pri po\u017ei\u010diavan\u00ed pe\u0148az\u00ed a snahe o ich n\u00e1sledn\u00e9 vym\u00e1hanie: ak si svoje pr\u00e1va d\u00f4kladne zabezpe\u010d\u00edte hne\u010f na za\u010diatku, vyhnete sa prehre v pr\u00edpadnom s\u00fadnom spore. Na\u0161a advok\u00e1tska kancel\u00e1ria sa venuje vym\u00e1haniu poh\u013ead\u00e1vok u\u017e viac ako dve desa\u0165ro\u010dia za ten \u010das sme u\u017e pomohli mno\u017estvu verite\u013eov a\u00a0vieme pom\u00f4c\u0165 aj v\u00e1m tak sa na n\u00e1s nev\u00e1hajte obr\u00e1ti\u0165.<\/p>\n<!-- \/wp:paragraph --><!-- wp:separator --><hr class=\"wp-block-separator\" \/><!-- \/wp:separator --><!-- wp:heading {\"level\":3} -->\n<h3>\u00a0<\/h3>\n<!-- \/wp:heading --><!-- wp:separator --><hr class=\"wp-block-separator\" \/><!-- \/wp:separator --><!-- wp:paragraph --><!-- \/wp:paragraph --><!-- wp:paragraph --><!-- \/wp:paragraph --><!-- wp:paragraph --><!-- \/wp:paragraph -->\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mo\u017eno pozn\u00e1te nasleduj\u00facu situ\u00e1ciu: mali ste kamar\u00e1ta, po\u017ei\u010dali ste mu peniaze, teraz nem\u00e1te ani kamar\u00e1ta a ani peniaze. Namiesto pe\u0148az\u00ed a kamar\u00e1ta m\u00e1te len m\u00ednus v rodinnom rozpo\u010dte. Na va\u0161e spr\u00e1vy [&#8230;]<\/p>\n","protected":false},"author":2,"featured_media":2275,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2130","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezaradene"],"_links":{"self":[{"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/posts\/2130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/comments?post=2130"}],"version-history":[{"count":0,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/posts\/2130\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/media\/2275"}],"wp:attachment":[{"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/media?parent=2130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/categories?post=2130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/tags?post=2130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}