{"id":2131,"date":"2026-04-01T17:21:02","date_gmt":"2026-04-01T15:21:02","guid":{"rendered":"https:\/\/www.aliancia.sk\/?p=1991"},"modified":"2026-06-16T16:55:37","modified_gmt":"2026-06-16T14:55:37","slug":"vzorovy-postup-vymahania-pohladavok","status":"publish","type":"post","link":"https:\/\/www.aliancia.sk\/de\/vzorovy-postup-vymahania-pohladavok","title":{"rendered":"Musterablauf f\u00fcr die Schuldenbeitreibung"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2131\" class=\"elementor elementor-2131\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59d2d0b e-con-full e-flex e-con e-parent\" data-id=\"59d2d0b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a2200c7 e-flex e-con-boxed e-con e-child\" data-id=\"a2200c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3380b59 elementor-widget elementor-widget-text-editor\" data-id=\"3380b59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.aliancia.sk\/\"><span class=\"crumb-link\">Domov<\/span><\/a><span class=\"crumb-dot\"> \u00b7<a href=\"https:\/\/www.aliancia.sk\/aktuality\"> Blog<\/a> \u00b7 <\/span><span class=\"crumb-link\" style=\"color: #ffffff;\">Vzorov\u00fd postup vym\u00e1hania poh\u013ead\u00e1vok<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5290187 elementor-widget elementor-widget-heading\" data-id=\"5290187\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vzorov\u00fd postup vym\u00e1hania poh\u013ead\u00e1vok<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efb5a80 elementor-widget elementor-widget-text-editor\" data-id=\"efb5a80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>01. apr\u00edla 2026<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-103b15c e-con-full e-flex e-con e-parent\" data-id=\"103b15c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-33d3eed e-con-full e-flex e-con e-child\" data-id=\"33d3eed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2734645 elementor-widget elementor-widget-heading\" data-id=\"2734645\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">S\u00favisiace \u010dl\u00e1nky<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e0dfd8 elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"9e0dfd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:&quot;1055&quot;,&quot;columns&quot;:1,&quot;columns_tablet&quot;:1,&quot;_skin&quot;:&quot;post&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-1055\">.elementor-1055 .elementor-element.elementor-element-06a0992{--display:flex;--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );border-style:solid;--border-style:solid;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;}.elementor-1055 .elementor-element.elementor-element-e6e54b8{--display:flex;--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-1055 .elementor-element.elementor-element-aaf5f7e{text-align:start;margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;padding:0px 0px 0px 0px;}.elementor-1055 .elementor-element.elementor-element-aaf5f7e img{height:250px;object-fit:cover;object-position:center center;}.elementor-1055 .elementor-element.elementor-element-aaf5f7e.elementor-element{--align-self:flex-start;}.elementor-1055 .elementor-element.elementor-element-d97d1cc{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-1055 .elementor-element.elementor-element-1ec1fd7 .elementor-icon-list-icon{width:14px;}.elementor-1055 .elementor-element.elementor-element-1ec1fd7 .elementor-icon-list-icon i{font-size:14px;}.elementor-1055 .elementor-element.elementor-element-1ec1fd7 .elementor-icon-list-icon svg{--e-icon-list-icon-size:14px;}.elementor-1055 .elementor-element.elementor-element-1ec1fd7 .elementor-icon-list-text, .elementor-1055 .elementor-element.elementor-element-1ec1fd7 .elementor-icon-list-text a{color:var( --e-global-color-a3dd2a5 );}.elementor-1055 .elementor-element.elementor-element-1ec1fd7 .elementor-icon-list-item{font-family:\"DM Sans\", Sans-serif;font-size:11px;font-weight:400;}.elementor-widget-theme-post-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-1055 .elementor-element.elementor-element-220dcf8 .elementor-heading-title{font-family:\"DM Sans\", Sans-serif;font-size:19px;font-weight:600;color:var( --e-global-color-ee02fd4 );}.elementor-widget-theme-post-excerpt{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-1055 .elementor-element.elementor-element-1586d82{font-family:\"DM Sans\", Sans-serif;font-size:11px;font-weight:400;color:var( --e-global-color-a3dd2a5 );}.elementor-widget-button .elementor-button{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );background-color:var( --e-global-color-accent );}.elementor-1055 .elementor-element.elementor-element-ed20606 .elementor-button{font-family:\"DM Sans\", Sans-serif;font-size:13px;font-weight:500;fill:var( --e-global-color-a3dd2a5 );color:var( --e-global-color-a3dd2a5 );background-color:#00000000;border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-a3dd2a5 );border-radius:20px 20px 20px 20px;padding:13px 50px 13px 50px;}.elementor-1055 .elementor-element.elementor-element-ed20606{padding:0px 0px 0px 5px;}@media(max-width:1024px){.elementor-1055 .elementor-element.elementor-element-ed20606 .elementor-button{font-size:12px;padding:13px 50px 13px 50px;}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1055\" class=\"elementor elementor-1055 e-loop-item e-loop-item-1430 post-1430 post type-post status-publish format-standard has-post-thumbnail hentry category-nezaradene\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-06a0992 e-con-full e-flex elementor-invisible e-con e-parent\" data-id=\"06a0992\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t<div class=\"elementor-element elementor-element-e6e54b8 e-con-full e-flex e-con e-child\" data-id=\"e6e54b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aaf5f7e elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"aaf5f7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.aliancia.sk\/de\/ako-vam-vieme-pomoct-my-ako-advokati-aby-ste-splnili-poziadavky-noveho-zakona-o-odmenovani\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_2lih3e2lih3e2lih-1024x683.webp\" class=\"attachment-large size-large wp-image-2251\" alt=\"\" srcset=\"https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_2lih3e2lih3e2lih-1024x683.webp 1024w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_2lih3e2lih3e2lih-300x200.webp 300w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_2lih3e2lih3e2lih-768x512.webp 768w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_2lih3e2lih3e2lih.webp 1264w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<a class=\"elementor-element elementor-element-d97d1cc e-con-full e-flex e-con e-child\" data-id=\"d97d1cc\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/www.aliancia.sk\/de\/ako-vam-vieme-pomoct-my-ako-advokati-aby-ste-splnili-poziadavky-noveho-zakona-o-odmenovani\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ec1fd7 elementor-align-left elementor-widget elementor-widget-post-info\" data-id=\"1ec1fd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-50de43e elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>Juni 9, 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-220dcf8 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"220dcf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ako v\u00e1m vieme pom\u00f4c\u0165 my, ako advok\u00e1ti, aby ste splnili po\u017eiadavky nov\u00e9ho z\u00e1kona o odme\u0148ovan\u00ed ?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1586d82 elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"1586d82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tNov\u00e1 legislat\u00edva o rovnakom odme\u0148ovan\u00ed, ktor\u00e1 nadobudne \u00fa\u010dinnos\u0165 7. j\u00fana 2026, predstavuje pre zamestn\u00e1vate\u013eov z\u00e1sadn\u00fd posun od[...]\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed20606 elementor-widget elementor-widget-button\" data-id=\"ed20606\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u010c\u00edta\u0165 viac<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1055\" class=\"elementor elementor-1055 e-loop-item e-loop-item-1442 post-1442 post type-post status-publish format-standard has-post-thumbnail hentry category-nezaradene\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-06a0992 e-con-full e-flex elementor-invisible e-con e-parent\" data-id=\"06a0992\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t<div class=\"elementor-element elementor-element-e6e54b8 e-con-full e-flex e-con e-child\" data-id=\"e6e54b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aaf5f7e elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"aaf5f7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.aliancia.sk\/de\/ake-sankcie-a-pravne-nasledky-prinasa-novy-zakon-o-odmenovani-2\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_p6h38sp6h38sp6h3-1024x614.webp\" class=\"attachment-large size-large wp-image-2254\" alt=\"\" srcset=\"https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_p6h38sp6h38sp6h3-1024x614.webp 1024w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_p6h38sp6h38sp6h3-300x180.webp 300w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_p6h38sp6h38sp6h3-768x461.webp 768w, https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/06\/Gemini_Generated_Image_p6h38sp6h38sp6h3.webp 1334w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<a class=\"elementor-element elementor-element-d97d1cc e-con-full e-flex e-con e-child\" data-id=\"d97d1cc\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/www.aliancia.sk\/de\/ake-sankcie-a-pravne-nasledky-prinasa-novy-zakon-o-odmenovani-2\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ec1fd7 elementor-align-left elementor-widget elementor-widget-post-info\" data-id=\"1ec1fd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-50de43e elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>Juni 9, 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-220dcf8 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"220dcf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ak\u00e9 sankcie a pr\u00e1vne n\u00e1sledky prin\u00e1\u0161a nov\u00fd z\u00e1kon o odme\u0148ovan\u00ed ?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1586d82 elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"1586d82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tZavedenie nov\u00e9ho z\u00e1kona o rovnakom odme\u0148ovan\u00ed od j\u00fana 2026 nie je len form\u00e1lnou legislat\u00edvnou zmenou, ale predstavuje [...]\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed20606 elementor-widget elementor-widget-button\" data-id=\"ed20606\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u010c\u00edta\u0165 viac<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-031c76e e-con-full e-flex e-con e-child\" data-id=\"031c76e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9030fe3 e-con-full e-flex e-con e-child\" data-id=\"9030fe3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7ddc1a elementor-widget elementor-widget-text-editor\" data-id=\"f7ddc1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3>1. <strong>Pred\u017ealobn\u00e1 v\u00fdzva ako prv\u00fd krok<\/strong><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Proces vym\u00e1hania poh\u013ead\u00e1vky sa spravidla za\u010d\u00edna pred\u017ealobnou v\u00fdzvou. Ide o form\u00e1lne p\u00edsomn\u00e9 upozornenie dl\u017en\u00edka na existenciu dlhu, jeho v\u00fd\u0161ku a pr\u00e1vny d\u00f4vod vzniku a\u00a0jasne formulovan\u00fa po\u017eiadavku na vr\u00e1tenie poh\u013ead\u00e1vky. S\u00fa\u010das\u0165ou v\u00fdzvy b\u00fdva ur\u010denie primeranej dodato\u010dnej lehoty na zaplatenie a upozornenie na mo\u017enos\u0165 s\u00fadneho vym\u00e1hania v pr\u00edpade, ak k \u00fahrade ned\u00f4jde t. zn. <strong>d\u00e1me dl\u017en\u00edkovi jasne najavo, \u017ee ak peniaze do ur\u010den\u00e9ho d\u0148a nevr\u00e1ti ideme na s\u00fad<\/strong>.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3><strong>2. \u00daroky z ome\u0161kania a pr\u00edslu\u0161enstvo poh\u013ead\u00e1vky <\/strong><\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Ak dl\u017en\u00edk nespln\u00ed svoj dlh riadne a v\u010das, dost\u00e1va sa do ome\u0161kania. V takom pr\u00edpade m\u00e1te ako verite\u013e pr\u00e1vo po\u017eadova\u0165 nielen samotn\u00fa istinu \u2013 to \u010do bolo po\u017ei\u010dan\u00e9, ale aj \u00faroky z ome\u0161kania.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>V\u00fd\u0161ka \u00farokov z ome\u0161kania m\u00f4\u017ee by\u0165 dohodnut\u00e1 priamo v zmluve. Ak v\u0161ak dohodnut\u00e1 nie je, uplatn\u00ed sa <strong>z\u00e1konn\u00e1 sadzba vo v\u00fd\u0161ke 5 %.<\/strong> \u00daroky z ome\u0161kania predstavuj\u00fa kompenz\u00e1ciu za to, \u017ee verite\u013e nemohol po\u010das ome\u0161kania disponova\u0165 svojimi finan\u010dn\u00fdmi prostriedkami.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47f0d31 e-con-full e-flex e-con e-child\" data-id=\"47f0d31\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eec78cb e-con-full e-flex e-con e-child\" data-id=\"eec78cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ffa56e elementor-widget elementor-widget-text-editor\" data-id=\"2ffa56e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00a03. Podanie neodkladn\u00e9ho alebo zabezpe\u010dovacieho opatrenia<\/p>\n<!-- wp:heading {\"level\":3} --><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><!-- \/wp:heading --><!-- wp:paragraph -->\n<p>V situ\u00e1ci\u00e1ch, ke\u010f hroz\u00ed, \u017ee dl\u017en\u00edk majetok skryje, prevedie na in\u00e9 osoby alebo inak zmar\u00ed uspokojenie verite\u013ea, pon\u00faka procesn\u00e9 pr\u00e1vo n\u00e1stroj na okam\u017eit\u00fa ochranu \u2014 neodkladn\u00e9 opatrenie alebo zabezpe\u010dovacie opatrenie. Ide o\u00a0s\u00fadny n\u00e1stroj \u201er\u00fdchlej reakcie\u201c, ktor\u00fdm s\u00fad ulo\u017ei\u0165 dl\u017en\u00edkovi ur\u010dit\u00fa povinnos\u0165 alebo z\u00e1kaz.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Typick\u00fdm pr\u00edkladom neodkladn\u00e9ho opatrenia pri vym\u00e1han\u00ed poh\u013ead\u00e1vok je <strong>z\u00e1kaz nakladania s majetkom dl\u017en\u00edka <\/strong>\u2014 s\u00fad m\u00f4\u017ee dl\u017en\u00edkovi zak\u00e1za\u0165 previes\u0165, za\u0165a\u017ei\u0165 alebo inak disponova\u0165 ur\u010dit\u00fdmi vecami \u010di nehnute\u013enos\u0165ami. Pri zabezpe\u010dovacom opatren\u00ed to m\u00f4\u017ee by\u0165:<\/p>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul>\n<li>blok\u00e1cia spornej sumy na \u00fa\u010dte,<\/li>\n<li>sudcovsk\u00e9 z\u00e1lo\u017en\u00e9 pr\u00e1vo na dl\u017en\u00edkovej nehnute\u013enosti.<\/li>\n<\/ul>\n<!-- \/wp:list --><!-- wp:paragraph -->\n<p>T\u00fdm sa zabezpe\u010d\u00ed, \u017ee majetok, z ktor\u00e9ho by sa poh\u013ead\u00e1vka mohla uspokoji\u0165, zostane zachovan\u00fd a\u017e do pr\u00e1voplatn\u00e9ho skon\u010denia sporu.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3>4. Upom\u00ednacia konanie a platobn\u00fd rozkaz &#8211; s\u00fadne vym\u00e1hanie poh\u013ead\u00e1vok<\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Ak dl\u017en\u00edk nereaguje na pred\u017ealobn\u00fa v\u00fdzvu alebo odmieta splni\u0165 dlh, nasleduje s\u00fad. Pri pe\u0148a\u017en\u00fdch poh\u013ead\u00e1vkach je efekt\u00edvnym n\u00e1strojom podanie n\u00e1vrhu na vydanie platobn\u00e9ho rozkazu v r\u00e1mci upom\u00ednacieho konania. V\u00a0praxi tak\u00fdto postup pova\u017eujeme za najefekt\u00edvnej\u0161\u00ed, nako\u013eko ide o\u00a0zjednodu\u0161en\u00e9 konania v\u00a0r\u00e1mci ktor\u00e9ho m\u00f4\u017ee s\u00fad bez toho, aby nariadil \u00fastne pojedn\u00e1vanie, vyda\u0165 platobn\u00fd rozkaz, \u010d\u00edm zavia\u017ee dl\u017en\u00edka k\u00a0splneniu predmetn\u00e9ho z\u00e1v\u00e4zku. S\u00fad m\u00f4\u017ee v konan\u00ed o\u00a0platobnom rozkaze zaviaza\u0165 dl\u017en\u00edka:<\/p>\n<!-- \/wp:paragraph --><!-- wp:list {\"ordered\":true} -->\n<ol>\n<li>k\u00a0\u00fahrade istiny,<\/li>\n<li>aj \u00farokov z\u00a0ome\u0161kania (ak si verite\u013e tieto uplat\u0148uje)<\/li>\n<li>trov konania.<\/li>\n<\/ol>\n<!-- \/wp:list --><!-- wp:paragraph -->\n<p>Ak dl\u017en\u00edk proti platobn\u00e9mu rozkazu nepod\u00e1 v z\u00e1konnej lehote odpor, rozhodnutie nadob\u00fada pr\u00e1voplatnos\u0165 a st\u00e1va sa vykonate\u013en\u00fdm. V pr\u00edpade podania odporu sa vec pres\u00fava do klasick\u00e9ho sporov\u00e9ho konania, kde s\u00fad vykon\u00e1 dokazovanie a rozhodne rozsudkom.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3>5. Exek\u00facia ako posledn\u00e1 f\u00e1za &#8211; n\u00e1vrh na vykonanie exek\u00facie<\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Ak dl\u017en\u00edk nespln\u00ed povinnos\u0165 ani na z\u00e1klade pr\u00e1voplatn\u00e9ho a vykonate\u013en\u00e9ho rozhodnutia s\u00fadu, \u00a0verite\u013e je opr\u00e1vnen\u00fd poda\u0165 n\u00e1vrh na vykonanie exek\u00facie. N\u00e1sledne u\u017e sa dl\u017en\u00edkom zaober\u00e1 s\u00fadny exek\u00fator, ktor\u00fd m\u00e1 na dl\u017en\u00edka \u201ez\u00e1konn\u00e9 p\u00e1ky\u201c ako s\u00fa:<\/p>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul>\n<li>zr\u00e1\u017eky zo mzdy,<\/li>\n<li>blok\u00e1ciou \u00fa\u010dtu v\u00a0banke, alebo<\/li>\n<li>predajom majetku dl\u017en\u00edka.<\/li>\n<li>exek\u00fator m\u00f4\u017ee siahnu\u0165 aj na dedi\u010dstvo dl\u017en\u00edka<\/li>\n<\/ul>\n<!-- \/wp:list --><!-- wp:heading -->\n<h2>Checklist: Som pripraven\u00fd\/\u00e1 na vym\u00e1hanie poh\u013ead\u00e1vky?<\/h2>\n<!-- \/wp:heading --><!-- wp:image {\"id\":1992} -->\n<figure class=\"wp-block-image\"><img decoding=\"async\" class=\"wp-image-1992\" src=\"https:\/\/www.aliancia.sk\/wp-content\/uploads\/2026\/04\/Obr%C3%A1zok1-828x800.png\" alt=\"\" \/><\/figure>\n<!-- \/wp:image --><!-- wp:separator --><hr class=\"wp-block-separator\" \/><!-- \/wp:separator --><!-- wp:paragraph -->\n<p>\u00a0<\/p>\n<!-- \/wp:paragraph -->\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>1. Pred\u017ealobn\u00e1 v\u00fdzva ako prv\u00fd krok<\/p>\n<p>Proces vym\u00e1hania poh\u013ead\u00e1vky sa spravidla za\u010d\u00edna pred\u017ealobnou v\u00fdzvou. Ide o form\u00e1lne p\u00edsomn\u00e9 upozornenie dl\u017en\u00edka na existenciu dlhu, jeho v\u00fd\u0161ku a pr\u00e1vny d\u00f4vod vzniku a jasne formulovan\u00fa [&#8230;]<\/p>\n","protected":false},"author":2,"featured_media":2272,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[67,68,69,70,71,72],"class_list":["post-2131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezaradene","tag-dlh","tag-dlznik","tag-exekucia","tag-platobny-rozkaz","tag-pohladavky","tag-pozicka"],"_links":{"self":[{"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/posts\/2131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/comments?post=2131"}],"version-history":[{"count":0,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/posts\/2131\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/media\/2272"}],"wp:attachment":[{"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/media?parent=2131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/categories?post=2131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aliancia.sk\/de\/wp-json\/wp\/v2\/tags?post=2131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}