{"id":3298,"date":"2026-10-02T11:53:47","date_gmt":"2026-10-02T09:53:47","guid":{"rendered":"https:\/\/www.aliancia.sk\/?p=3298"},"modified":"2026-10-02T11:56:25","modified_gmt":"2026-10-02T09:56:25","slug":"uznanie-dlhu","status":"publish","type":"post","link":"https:\/\/www.aliancia.sk\/en\/uznanie-dlhu","title":{"rendered":"Uznanie dlhu"},"content":{"rendered":"

V\u00e1\u017een\u00ed klienti,<\/p>\n\n\n\n

ur\u010dite ste sa zo situ\u00e1ciou, ktor\u00fa v nasleduj\u00facich riadkoch pop\u00ed\u0161eme stretli alebo ste o nej u\u017e po\u010duli. Pr\u00edpady zn\u00e1most\u00ed alebo kamar\u00e1tstiev, ktor\u00e9  sa skon\u010dili po\u017ei\u010dan\u00edm pe\u0148az\u00ed nie su raritn\u00e9. V tomto \u010dl\u00e1nku sa dozviete ako si svoje peniaze \u201epoisti\u0165\u201c tak aby ste pri ich pr\u00edpadnom vym\u00e1han\u00ed ne\u0165ahali za krat\u0161\u00ed koniec.<\/p>\n\n\n\n

Miro potreboval peniaze a tak po\u017eiada po\u017eiadal Jana o p\u00f4\u017ei\u010dku 5 000 eur<\/strong>. Peniaze si od neho po\u017ei\u010dal, no term\u00edn splatnosti u\u017e uplynul a J\u00e1n st\u00e1le \u010dak\u00e1 na svoje peniaze. Po opakovanom Janovom naliehan\u00ed aby mi Miro peniaze vr\u00e1t mu od Mira pri\u0161iel mail: \u201e\u00c1no, peniaze mi pri\u0161li na \u00fa\u010det a dlhujem ti 5000 eur a zaplat\u00edm ti ich do konca roka. Sk\u00f4r to vyrie\u0161i\u0165 neviem. Som \u00faplne bez pe\u0148az\u00ed\u201c<\/em> Na z\u00e1ver mailu sa podp\u00edsal: \u201eS pozdravom, Miro Va\u0161v\u00e1ri\u201c<\/em>.  <\/p>\n\n\n\n

A pr\u00e1ve takto jednoducho m\u00f4\u017ee vznikn\u00fa\u0165 uznanie dlhu<\/strong>. Uznanie dlhu je v podstate p\u00edsomn\u00e9 potvrdenie dl\u017en\u00edka: \u201eViem, \u017ee ti dlhujem peniaze, viem ko\u013eko a zav\u00e4zujem sa ich zaplati\u0165.\u201c<\/strong><\/p>\n\n\n\n

Pre verite\u013ea je to ve\u013emi d\u00f4le\u017eit\u00e9. Pre\u010do?<\/h2>\n\n\n\n

Predstavme si, \u017ee Miro nesk\u00f4r svoj postoj zmen\u00ed a pri osobnom stretnut\u00ed Janovi povie: \u201e\u010co odo m\u0148a chce\u0161 ? Ja som ti nikdy ni\u010d nedlhoval.\u201c<\/em> Ak by J\u00e1n nemal \u017eiadne uznanie dlhu, musel by na s\u00fade dokazova\u0165, \u017ee Mirovi peniaze skuto\u010dne po\u017ei\u010dal, ko\u013eko mu po\u017ei\u010dal a \u017ee mu ich Miro st\u00e1le dlhuje.<\/strong> Ak v\u0161ak Miro svoj dlh riadne p\u00edsomne uznal, situ\u00e1cia sa v\u00fdrazne men\u00ed, a to v prospech J\u00e1na.<\/p>\n\n\n\n

V\u010faka uznaniu dlhu sa predpoklad\u00e1, \u017ee dlh existoval<\/strong>. J\u00e1n tak m\u00e1 ove\u013ea jednoduch\u0161iu poz\u00edciu. Ak Miro tvrd\u00ed, \u017ee dlh v skuto\u010dnosti neexistuje, mus\u00ed to aj dok\u00e1za\u0165 pred s\u00fadom mus jednoduch\u00e9 tvrdenie nepom\u00f4\u017ee. Svoje tvrdenie o neexistenci\u00ed dlhu m\u00f4\u017ee dokazova\u0165 napr\u00edklad t\u00fdm, \u017ee dlh u\u017e zaplatil alebo z in\u00e9ho d\u00f4vodu zanikol.<\/p>\n\n\n\n

Nesta\u010d\u00ed aby dl\u017en\u00edk nap\u00edsal iba \u201edl\u017e\u00edm ti peniaze.\u201c<\/strong> Uznanie dlhu mus\u00ed by\u0165 dostato\u010dne konkr\u00e9tne.Z dokumentu mus\u00ed by\u0165 jasn\u00e9 najm\u00e4:<\/p>\n\n\n\n

    \n
  • kto komu dlhuje,<\/strong><\/li>\n\n\n\n
  • z ak\u00e9ho d\u00f4vodu dlh vznikol<\/strong> \u2013 napr\u00edklad z p\u00f4\u017ei\u010dky,<\/li>\n\n\n\n
  • v akej v\u00fd\u0161ke dlh je,<\/strong><\/li>\n\n\n\n
  • a \u017ee dl\u017en\u00edk sa zav\u00e4zuje tento dlh splni\u0165.<\/li>\n<\/ul>\n\n\n\n

    D\u00f4le\u017eit\u00e9 je aj to, \u010do presne dl\u017en\u00edk uzn\u00e1va<\/strong>. Ak napr\u00edklad dlhuje 5.000 eur plus \u00faroky, mus\u00ed by\u0165 zrejm\u00e9, \u010di uzn\u00e1va cel\u00fdch 5.000 eur aj s pr\u00edslu\u0161enstvom, teda \u00farokmi<\/strong>, alebo iba samotn\u00fdch 5.000 eur.<\/p>\n\n\n\n

    Uznanie dlhu m\u00f4\u017ee pom\u00f4c\u0165 aj s preml\u010dan\u00edm<\/h2>\n\n\n\n

    Vr\u00e1\u0165me sa k Mirovi a J\u00e1novi. Ako sme uviedli vy\u0161\u0161ie Miro svoj dlh p\u00edsomne uzn\u00e1 a pritom o tom ani nevedel. T\u00fdm sa z\u00e1rove\u0148 m\u00f4\u017ee za\u010da\u0165 po\u010d\u00edta\u0165 nov\u00e1 desa\u0165ro\u010dn\u00e1 preml\u010dacia doba<\/strong>. Ak sa Miro zaviazal, \u017ee dlh zaplat\u00ed napr\u00edklad do 31. decembra 2026, t\u00e1to nov\u00e1 lehota za\u010dne plyn\u00fa\u0165 a\u017e po uplynut\u00ed tejto dohodnutej lehoty. Pre J\u00e1na to znamen\u00e1, \u017ee uznanie dlhu mu m\u00f4\u017ee da\u0165 ove\u013ea dlh\u0161\u00ed \u010das na to, aby svoj n\u00e1rok uplatnil<\/strong>.<\/p>\n\n\n\n

    A \u010do ak bol dlh u\u017e preml\u010dan\u00fd?<\/h2>\n\n\n\n

    Tu je situ\u00e1cia trochu in\u00e1.Predstavme si, \u017ee J\u00e1n si spomenie na star\u00fa p\u00f4\u017ei\u010dku spred nieko\u013ek\u00fdch rokov. Jeho n\u00e1rok u\u017e m\u00f4\u017ee by\u0165 preml\u010dan\u00fd. Miro v\u0161ak aj napriek tomu podp\u00ed\u0161e vyhl\u00e1senie: \u201eUzn\u00e1vam, \u017ee som si od Jana v roku 2020 po\u017ei\u010dia 5.000 eur a t\u00fato sumu mu zaplat\u00edm.\u201c<\/em> Tak\u00e9to uznanie m\u00f4\u017ee ma\u0165 pr\u00e1vne \u00fa\u010dinky len vtedy, ak Miro v \u010dase podpisu vedel, \u017ee jeho dlh u\u017e bol preml\u010dan\u00fd<\/strong>. Ak teda dl\u017en\u00edk o preml\u010dan\u00ed nevedel, samotn\u00e9 uznanie preml\u010dan\u00e9ho dlhu nem\u00e1 rovnak\u00e9 \u00fa\u010dinky.<\/p>\n\n\n\n

    A e\u0161te jedna d\u00f4le\u017eit\u00e1 vec<\/strong> Ak ide o vz\u0165ah medzi podnikate\u013emi, situ\u00e1cia je odli\u0161n\u00e1. Obchodn\u00fd z\u00e1konn\u00edk m\u00e1 vlastn\u00fa \u00fapravu uznania z\u00e1v\u00e4zku.<\/strong> Preto pri obchodnopr\u00e1vnych vz\u0165ahoch nemo\u017eno automaticky pou\u017ei\u0165 rovnak\u00e9 pravidl\u00e1 ako pri uznan\u00ed dlhu pod\u013ea Ob\u010dianskeho z\u00e1konn\u00edka.<\/p>\n\n\n\n

    <\/p>\n\n\n\n

    <\/summary>\n

    <\/p>\n<\/details>","protected":false},"excerpt":{"rendered":"

    V\u00e1\u017een\u00ed klienti, ur\u010dite ste sa zo situ\u00e1ciou, ktor\u00fa v nasleduj\u00facich riadkoch pop\u00ed\u0161eme stretli alebo ste o nej u\u017e po\u010duli. Pr\u00edpady zn\u00e1most\u00ed alebo kamar\u00e1tstiev, ktor\u00e9  sa skon\u010dili po\u017ei\u010dan\u00edm pe\u0148az\u00ed nie su raritn\u00e9. V tomto \u010dl\u00e1nku sa dozviete ako si svoje peniaze \u201epoisti\u0165\u201c tak aby ste pri ich pr\u00edpadnom vym\u00e1han\u00ed ne\u0165ahali za krat\u0161\u00ed koniec. Miro potreboval peniaze a tak po\u017eiada po\u017eiadal […]<\/p>\n","protected":false},"author":1,"featured_media":3303,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3298","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezaradene"],"_links":{"self":[{"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/posts\/3298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/comments?post=3298"}],"version-history":[{"count":1,"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/posts\/3298\/revisions"}],"predecessor-version":[{"id":3302,"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/posts\/3298\/revisions\/3302"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/media\/3303"}],"wp:attachment":[{"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/media?parent=3298"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/categories?post=3298"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aliancia.sk\/en\/wp-json\/wp\/v2\/tags?post=3298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}